Buy and Sell Delaware - Your Local Real Estate Blog

Many times a stroke of bad luck will come along and as hard as people try to stay afloat, they will fall behind on their mortgage payments.  Sometimes it just happens.  Change in job status, reduction of hours, medical disability... there are many reasons why good people fall behind. If this has happened and you are looking to sell your house but don't know where to start, remember that in most cases, the first step is list your house For Sale with a Realtor.  While listing your house For Sale By Owner may seem like a smarter way to go, it is usually just a waste of valuable time and resources (not to mention money paid for signs, advertisements, lockboxes, flyers, etc) The first thing you want to do is call a local Realtor who is familiar in Late Payments, Short Sales and Foreclosures.  A Realtor who is experienced in these types of listings will be able to explain the Short Sale process to you, come up with a plan of action and be able to list your home For Sale while working

When you purchase a house you agree to the terms of the mortgage.  Just like any other bill with a monthly payment, you are agreeing to pay the mortgage each month on (or by) a certain date. You are still responsible for the house at this time.  You are also able to list the house for sale.  When listing a house for sale, many homeowners think that they need to list the property for what they owe on the mortgage but that is not always the case.  In many cases, the home may have lost value due to one reason or another (reasons include but are not limited to: repairs that are needed, location, high purchase price, etc) When the lienholders (the bank who holds the original loan and any additional loans) are willing to accept less than what you still owe, this is a Short Sale. Whether looking to Buy, Sell or Invest Holly DiMemmo, Realtor Joe Maggio Realty C: 302-930-8800 O: 302-226-3770 BuyandSellDelaware@gmail.com Like On Facebook @buyandselldelaware

5 Best Towns in Delaware to Retire.  Happy to say I can help you purchase a home in these wonderful areas.  Don't hesitate, Contact me today http://www.onlyinyourstate.com/delaware/retire-in-delaware-de/ Whether looking to Buy, Sell or Invest Holly DiMemmo, Realtor Joe Maggio Realty C: 302-930-8800 O: 302-226-3770 BuyandSellDelaware@gmail.com Like On Facebook @buyandselldelaware

Don’t miss your chance to own this super spacious home in Pot-Nets Bayside! Listed at $75,000, this is a must-see home that is price to sell! Contact Holly DiMemmo to set schedule your appointment today.. Must See House for Sale in PotNets Bayside https://www.zillow.com/homes/for_sale/244003820_zpid/globalrelevanceex_sort/38.624967,-75.148148,38.616635,-75.161881_rect/15_zm/ Whether looking to Buy, Sell or Invest Holly DiMemmo, Realtor Joe Maggio Realty C: 302-930-8800 O: 302-226-3770 BuyandSellDelaware@gmail.com Like On Facebook @buyandselldelaware

With Winter in full swing this is always a fun recipe 4 cups snow (chopped ice can also be used) 1/2 cup sugar 1 cup milk 1 teaspoon vanilla Mix all ingredients together.  Stir until mixture is smooth.  Scoop out into cups.  Can be stored in freezer * Chocolate or Strawberry milk can be used to change the flavor Whether looking to Buy, Sell or Invest Holly DiMemmo, Realtor Joe Maggio Realty C: 302-930-8800 O: 302-226-3770 BuyandSellDelaware@gmail.com Like On Facebook @buyandselldelaware

Life Changes... Constantly.  The up's, the downs ... Both big and small will have quite an impact on your life and your future. One of the questions I am constantly asked is "Can I Buy a House if My Credit Isn't Great"  Of course there are exceptions to every rule and and it really depends on how "not great" your credit score is.  It may take a little work and several months to see results, but the answer to this question is almost always YES!    Negative Credit History will always have an impact but in most cases it will not cause you to be denied completely.  Depending on the circumstances that caused the negative, it may be easier to remove than you might think. 1)  Due to a federal law that regulates debt collectors, known as the "Fair Debt Collection Practices Act", you are allowed to request a Validation from Debt from a creditor.   If the creditor is unable to provide this Validation, they are required to remove the debt and

I am one of those people who believes that store brands are ok but there are some things you should always buy name brand.   Dawn Soap is one of them.   My husband once stepped on the newly paved driveway and walked it onto our ivory carpets.  I wish I had taken pictures of the footprints he had left as he walked from our doorway to our kitchen before realizing why his feet were sticking.  My thought was that if Dawn would get oil off of wildlife then it should get tar off of carpets.  It took some scrubbing but those carpets came out good as new!! Below are some more uses for one of my favorite brands... Bubbles Mix together 1/2 cup Dawn soap, 1/2 gallon of warm water.  Stir gently. Remove Foam.  Blow Poison Ivy The itch caused by Poison ivy is actually from the oil of the Poison Ivy plant.  Washing the area with Dawn helps dry up the oil and keep the itch from spreading Pest-Free Pets Use Dawn dish soap to bathe the dogs. It kills fleas on contact.  It is reco

If you ran out of Swiffer cloths and have baby wipes laying around then fear not!  Take two baby wipes and place each one long ways (so that the wipe folds over and attaches in the holes) The baby wipes will line up perfect and there is no need to run out to the store! If you need to clean up a bigger, stickier mess... Spray some Window Cleaner on the floor then clean as usual.  The dirt remains trapped in the wipes and the floor will smell nice and fresh! Check back often for more tips, tricks and info! Whether looking to Buy, Sell or Invest Holly DiMemmo, Realtor Joe Maggio Realty C: 302-930-8800 O: 302-226-3770 BuyandSellDelaware@gmail.com Like On Facebook @buyandselldelaware