Can I Buy a House if My Credit Isn't Great
Life Changes... Constantly. The up's, the downs ... Both big and small will have quite an impact on your life and your future. One of the questions I am constantly asked is "Can I Buy a House if My Credit Isn't Great" Of course there are exceptions to every rule and and it really depends on how "not great" your credit score is. It may take a little work and several months to see results, but the answer to this question is almost always YES! Negative Credit History will always have an impact but in most cases it will not cause you to be denied completely. Depending on the circumstances that caused the negative, it may be easier to remove than you might think. 1) Due to a federal law that regulates debt collectors, known as the "Fair Debt Collection Practices Act", you are allowed to request a Validation from Debt from a creditor. If the creditor is unable to provide this Validation, they are required to remove the deb...